ProfessorOwl_PhD [any]

US banks won’t even issue chip and pin cards because their customers would find entering a 4 number code too arduous and complicated.

I should point out on the energy front that while they’re building more fossil fuel plants, they’re decommissioning older, less efficient ones, and building nuclear reactors to take over long term. Coal plants only take a few years to build compared to nuclear plants 20+, so there isn’t actually much better they can do while meeting their (and as you point out, the west’s) energy needs.